Posts Tagged ‘christmas gifts’

This Christmas many parents are looking for the perfect gift to get their children. They also have to do it on a budget and still have enough left over for other holiday shopping musts. This can be challenging especially for families on reduced income. So how do you go about getting ready for the holidays when the money just doesn’t seem available? Here are some economical suggestions and tips to help you get ready for the holiday and still make it special.

Plan and Save. The sad fact is that many people and families don’t really quite know what a real budget or saving plan looks like. It normally is here are X amount of bills and here is X amount of money. How can you juggle the money to pay the more important bills? A real budget will give you a strategy to meet your daily expenses and still put aside a little bit for later. So the first thing to do is go over what you need to pay, what can be delayed until later, or even better payed in smaller pieces. This will give you a realistic view of what you can do. Then look at what you have paid in past Christmases. Looking at bank statements or credit card bills will help you with that. Line up what you expect to spend with what you earn and make the hard decisions. It might mean cutting back on some luxury in everyday expenses or replacing a holiday tradition with a cheaper alternative. The point is reconcile and then start a savings plan. If you need extra cash try to find small things you can do now in the fall to earn that extra saved income and keep it saved.

Look for savings in your holiday. There are often things that you pay for during the holiday that you don’t really need to pay for or you can replace with a cheaper alternative. For example it may mean using cheaper tree ornaments or making some holiday treats yourself. If you can find reasonable and doable alternatives you can help maintain the integrity of your Christmas and not lose a thing.

Shop smarter when looking for toys. There are countless ways to save money buying presents for your kids. Hopefully the cash you have saved will be some help. First, look in store publications and News for information on sales and price cuts on popular toys. Second, try to maximize the purchases for each child by setting a max amount. A great idea for younger kids is that Santa is giving kids the choice this year to get one extra special present or pick two or three smaller gifts. Try to explain it in a way your children can understand. Finally use non credit payment programs like layaway for toys you know your kids just “have” to have.

Try to get things the whole family can enjoy. To offset the extra toy, look for items that your entire family can enjoy. This can be a game, TV, or a computer. The criteria is that everyone will benefit. One great idea that all your younger children can enjoy for an affordable price is personalized letters from Santa. These are customized letters with info about your children and their wish list. This is great because your kids have their faith in Santa affirmed and you can deny that you were the one that got the gifts this year.

Create magic in your child’s eyes with our Santa letters. EZSantaLetters.com offers fully personalized Santa letters and 15 pre-written Personalized Santa Letter. All letters are postmarked from the North Pole and will definitely put a smile on your child’s face.

This Christmas many parents will be looking for ways to save money as they do their holiday shopping. This can be a daunting task when you also have to balance this need with the desire to not disappoint your kids on Christmas day. It may seem impossible to have the best of both worlds but there are things you can do to make it happen. Here are some simple things you can do that will make the season a success for your household even on a reduced income. With these tips you will be sure to find a way to make the Holidays something really special for your kids.

Have a plan. While we know that even the best plans can have set backs planning how you will gather resources for holiday shopping and how you will spend it is a powerful first step. Like any good plan worth its salt, make sure to have back up plans in case things go wrong. Also make sure that you start a budget. See what you can reasonably spare and start a program of saving. You will find yourself with greater confidence and peace of mind that can raise your spirits this Christmas.

Look for ways to earn the extra money for the Holidays. Unlike looking for a regular job there should be small things or one shot jobs you can look for that will help add that extra money to your holiday savings. It can even be doing some freelancing from home. Some reliable places to go for jobs that can earn you extra money at home is elance.com or odesk.com. If your are reasonably good with a computer then you can earn some extra cash that will not only help with holiday expenses but others that come up during the rest of the year. Of course also look to more run of the mill options like selling any stuff you are not using in a yard sale or on eBay.

Try to cut cost for decorations for Christmas decorations by doing it yourself. This not only frees up more money for presents but it can also be a new holiday activity to keep the family engaged. There is nothing more satisfying than the entire family coming together to do a fun activity. Making decorations can be an opportunity for you and your children to practice arts and crafts and make lasting mementos.

Shop early and shop online. The future is online shopping. The recession has actually led to an increase in online shopping this year and many companies are seeing and will see online sale outstrip their store sales. The benefits are obvious. No more knock-down-drag-out fights with other parents for popular toys, no crowds, and most importantly instant price comparison. The best part is that you can now apply coupons to purchases online for even bigger savings. There is also the added benefit of alternate benefits of payment that do not need your credit card.

Something else you can do is to help your kids maintain their belief in Santa Claus. You can do this with calls from Santa. You probably can’t afford to buy the Santa Suit and you also want to avoid the suspicion of your kids. Santa Calls are a perfect solution. You give key bits of data on your kids and when Santa calls it will look like he actually came by!

Create magic in your child’s eyes with our letters from Santa & Santa calls. EZSantaLetters.com offers fully personalized Santa letters and 15 pre-written Santa letters. All letters are postmarked from the North Pole and will definitely put a smile on your child’s face.